Analytics¶
Insights into your spending patterns with customizable dashboards and advanced visualizations.
Multi-Dashboard Support¶
Create multiple named dashboards for different views:
- Monthly Overview - Standard spending summary
- Yearly Trends - Long-term patterns
- AMEX Deep Dive - Single account focus
Dashboard Features¶
- View Mode Toggle: Switch between monthly and yearly views
- Dashboard Filters: Apply bucket/account/merchant filters to all widgets
- Clone Dashboard: Duplicate a dashboard as a starting point
- Set Default: Choose which dashboard loads on the homepage
Dashboard Widgets¶
Core Widgets¶
| Widget | Description |
|---|---|
| Summary | Total income, expenses, net for period |
| Velocity | Daily burn rate and month-end projection |
| Spending Chart | Pie/bar chart of spending by bucket |
| Budget Progress | Progress bars for active budgets |
| Top Merchants | Highest spending merchants |
| Recent Transactions | Latest activity |
| Month-over-Month | Compare to previous period |
| Anomalies | Unusual activity counts |
| Recurring | Detected subscriptions |
| Credit Cards | Balances and due dates |
| Insights | AI-generated observations |
Advanced Visualizations¶
| Widget | Description |
|---|---|
| Sankey Chart | Money flow from income → accounts → spending categories |
| Treemap Chart | Hierarchical spending breakdown (bucket → merchant) |
| Calendar Heatmap | Daily spending intensity over the month |
Widget Filtering¶
Each widget can have its own filters that override dashboard defaults:
- Bucket filter: Show only specific spending categories
- Account filter: Show only specific accounts
- Merchant filter: Show only specific merchants
Daily Burn Rate¶
Shows if you're on track for the month:
- Daily rate: Average spending per day so far
- Projected total: Estimated month-end spending at current pace
- Pace indicator: Over/under compared to last month
Unusual Activity¶
Flags anomalies requiring attention:
| Type | Detection Method |
|---|---|
| Large | Transactions 2σ above your average |
| New | First-time merchants |
| Over Avg | Buckets with unusual spending |
Click counts to jump to filtered transactions.
Reports¶
Month-over-Month¶
Compare current period to previous:
- Dollar and percentage changes
- Per-bucket comparison
- Biggest increases/decreases
Spending Trends¶
Track income/expenses over 6+ months:
- Line chart visualization
- Group by month, category, account, or tag
Anomaly Detection¶
Statistical analysis using 3-month baseline:
| Type | Detection Method |
|---|---|
| Large transactions | Z-score > threshold (default 2.0) |
| New merchants | First occurrence |
| Unusual categories | Spending far above average |
Dynamic Thresholds¶
"Large" is personalized to your spending:
If your average expense is $45 with σ of $30, large = $105.
Year vs Month View¶
Toggle between views to see:
- Month view: Current month details, daily patterns
- Year view: Full year summary, monthly trends
The view mode is saved per-dashboard, so you can have a "Monthly" dashboard and a "Yearly" dashboard.